Medicare -
Like Many Insurances Medicare has eligibility
requirements for coverage in a skilled nursing and
rehabilitation facility. Because of our extensive
experience, we can help you secure your maximum Medicare
Coverage.
We can answer your questions about Medicare Coverage:
To be able to access Medicare Part A coverage for
skilled nursing facility stay you must meet the
following criteria:
Hospital Stay for at least 3 consecutive overnights;
Be admitted to a Medicare Certified facility within 30
days of discharge from a hospital or other facility;
Require further care for the same condition treated in
hospital.
In Addition, a doctor
must certify that skilled care is required on a daily
basis. And you must not have exceeded the number
of Medicare days you are entitled to (a total of 100 per
benefit period).
Part A covers short term care, including: room and
board, all meals, lab and x-rays, nursing care, oxygen,
pharmacy, medical supplies and special equipment,
physical, occupational, speech-language, and respiratory
therapies.
How much and how long Medicare pays depends on whether
you continue to meet the skilled criteria requirements.
Part A pays for 100 percent of all approved services
during the first 20 days of your benefit period. On day 21
through 100, you are responsible for a co-payment set
each year by Medicare.
Medicare Part B Coverage is ancillary coverage.
You pay an annual deductible as well as a monthly
premium. Medicare will then pick up 80 percent of
the cost of all covered supplies or services while you
pay 20 percent.
Some Primary Services covered under Part B include:
Physical, Occupational, and Speech-Language Therapies
X-rays
Some medical supplies and special equipment
Private Payment - Many residents may choose to
use personal funds to pay for part or all of their long
term care at a facility. Rates are as follows:
Private Insurance Coverage - Some Private Health
Insurance policies cover care in a skilled nursing and
rehabilitation facility. Normally, these policies
pay a predetermined dollar amount per day toward the
cost of care.
Medicaid - Medicaid is a joint federal/state
program that pays for most medical care for persons who
meet the strict eligibility requirements. Again,
because of our extensive experience, we can help you
analyze your eligibility for Medicaid coverage
A more detailed list of covered services can be obtained
from our Admissions Office, so please feel free to
contact us in person or by phone for more details.